Associate Business Credit Office

Overview

The Business Credit Office (BCO) team is part of COO at HSBC Mexico. The primary focus of a BCO Analyst is owning the End-to-End credit process for Wholesale Banking customers to support Relationship Managers in structuring credit solutions that meet the financial needs of Corporate, Commercial Real Estate, Financial Institutions and Multinational clients, contributing to the growth of HSBC's lending portfolio and the bank's business objectives.

Responsibilities

• Portfolio monitoring: work closely with Relationship Managers and clients to monitor compliance of financial and non-financial terms of the lending portfolio, detect negative trends, and ensure the completeness of the credit file to facilitate operations of credits (payments and disbursements).
• Customer facing: maintain contact with customers to follow up documentation, support portfolio management, and obtain information for thorough borrower analysis for monitoring or portfolio growth.
• Communication with back office: build efficient communication bridges with supporting teams within HSBC (spreading, file monitoring, operations, legal) to properly manage the customers assigned to the analyst.

Qualifications

• Strong analysis skills
• 2 years of credit analysis experience
• Ability to understand business and industry drivers
• Proactive communication / partnership with Relationship Managers and supporting groups
• Strong organization skills and ability to manage / sequence multiple deliverables
• Strong written and oral communication skills
• BS/BA in Economy, Actuarial Science, Financial Management, Public Accounting, Industrial Engineering, Chemical Engineering
• Proficient in English
• Financial Statement Analysis
• Basic knowledge of derivatives

Company Values & Benefits

We are as an organization and what distinguishes us, we value difference, we move forward together, we take responsibility for our actions, we use good judgment, we do the right thing and we make things happen.

At HSBC we offer our colleagues enhanced leave to support life events (e.g., weddings, new family members, or bereavement). Our paid leave package is designed to support a culture of well-being, balance and care.

At HSBC we are focused on guaranteeing gender equality and constant training for our employees as well as protecting their labor and social rights.