Senior Risk Software Engineer (Xico)

Company Overview

DiDi Integral Inc. is the world's leading mobility technology platform. It offers a wide range of app‑based services across markets including Asia‑Pacific, Latin America and Africa, including ride hailing, taxi hailing, chauffeur, hitch and other forms of shared mobility as well as auto solutions, food delivery, intra‑city freight, and financial services. DiDi provides car owners, drivers, and delivery partners with flexible work and income opportunities. It is committed to collaborating with policymakers, the taxi industry, the automobile industry and the communities to solve the world's transportation, environmental and employment challenges through the use of AI technology and localized smart transportation innovations. DiDi strives to create better life experiences and greater social value, by building a safe, inclusive and sustainable transportation and local services ecosystem for cities of the future.

LI‑Hybrid Team Overview

Didi's international Fintech business is an important component of Didi's global strategy. Its payment business has covered more than ten countries around the world and is outstanding among Chinese Internet companies. Since ****, Didi Fintech has vigorously developed electronic payment and credit business in Latin America. In just two years, its personal loan business has become one of the top tier fintech players in Mexico; its electronic wallet business also ranks among the top fintech players in Brazil, achieving rapid growth. In addition, Didi Fintech is actively exploring and developing credit card and merchant acquiring business in Latin America, bringing more convenient, high‑quality, and cost‑effective financial services to local users, achieving multiple breakthroughs from scratch. We sincerely invite you, who are sincere, reliable, and brave enough to challenge, to join us and embrace the wave of financial globalization. Together with Didi Fintech, achieve rapid growth from 0 to 1 and from 1 to 100. You will be working with excellent engineers and risk policy experts, building risk engine systems, solving high‑volume data problems and risk problems.

Role Responsibilities

1. Participating in and completing the research and development of credit risk control infrastructure, including decision‑making engines, feature platform, vendor integration, verification platform, model platform, list service, graph databases, and other directions.


2. Participating in and completing the online risk control strategy iteration requirements.


3. Deeply participating in business planning, discussion and proposing constructive suggestions.


4. Communicating and cooperating with other teams smoothly to finish projects, discuss and propose constructive suggestions.

Role Qualifications

1. 5 years or more experience in Internet system design and development.


2. Deep understanding of Java, deep understanding of computer science such as memory model, network communication, multithreading, and JVM principles.


3. Familiar with the design and development of large‑scale distributed systems, proficient in middleware such as message queues, ES, Redis, MySQL, NoSQL, etc., familiar with their principles and optimization.


4. Experience in high concurrency, high stability and availability, high performance, and big data processing is preferred.


5. Familiarity with components such as drools, conductor, activiti is preferred.


6. Experience in financial risk control, decision engine, rule engine, feature platform and other projects is preferred.

EEO Statement

• We create customer value.


• We strive to always create valuable experiences for our users in everything we do. Our focus is to always innovate new experiences that are safe, pleasant, and efficient.


• We are data‑driven. We are strong believers in making informed decisions, that's why we are data‑driven. We can better navigate the business landscape strategically by analyzing valuable metrics.


• We believe in win‑win collaboration. Success is a team sport. When we work to help our partners and colleagues win, we win, too. While keeping everyone's best interest at heart, we communicate with candor and execute with excellence in all we do.


• We believe in integrity. Integrity is at the very core of our business. We are people who always want to do the right thing. Our intentions are sincere, we speak our minds and listen to each other.


• We always strive to do better. That means venturing beyond our comfort zones, learning from our mistakes, and helping each other grow.


• We believe in diversity and inclusion. Diversity is one of our biggest strengths. Our differences are what makes us distinct. We respect each other and believe in equal opportunities for all.


• We are committed to building inclusive and diverse teams.


• We are committed to building inclusive and diverse teams, and a workplace that is free from discrimination and harassment, because that's how we create better products and services, make better decisions and ...