Business Analyst

Role

Business Analyst

Location

Monterrey, Guadalajara, Queretaro, and Mexico City

Job Description

Looking for an experienced Business Analyst who understands ISO 8583 or BASE 24 message flows for card authorization, clearing, and settlement. Coordinate with LATAM vendors and clients in Spanish and English and support in clearing and settlement reconciliation and exception handling.

Must have skills

• Banking, Cards & Payments domain
• ISO 8583 (Core protocol for building and parsing financial transaction messages between payment systems. Used daily in developing, debugging, and testing card authorization and switching flows.)
• Knowledge of BASE 24 (beneficial)
• Payments clearing & settlement (manages end‑to‑end fund movement – from transaction capture through interbank clearing to final settlement; ensures reconciliation accuracy and resolves discrepancies.)
• Message switching & transaction flow (designing and troubleshooting routing logic that directs authorization requests between acquirers, issuers, and card networks; applied in system architecture, incident resolution, and performance tuning.)
• Languages: Spanish (Advanced), English (Intermediate – optional)

Nice to have skills

• Card scheme certification (advantageous when interfacing directly with Visa, Mastercard, or other scheme networks during certification and compliance testing.)
• Reduces onboarding time and increases credibility in scheme‑level discussions.
• Store & forward (beneficial for handling offline transaction queuing scenarios – storing transactions locally when the network is unavailable and forwarding them once connectivity is restored; relevant in intermittent‑connectivity LATAM deployment environments.)

Benefits

• Improve your career in one of the largest and fastest growing IT services providers worldwide.
• Receive ongoing support and funding with training and development plans.
• Highly competitive benefits and salary package.
• Opportunity to work for leading global companies.

Equal Employment Opportunity

Cognizant es un empleador que ofrece igualdad de oportunidades. Todos los solicitantes calificados recibirán consideración para el empleo sin distinción de sexo, identidad de género, orientación sexual, raza, color, religión, origen nacional, discapacidad, estado de veterano protegido, edad o cualquier otra característica protegida por la ley.