Senior Credit Analyst (San Pedro Tlaquepaque)

Join Our Team as a Senior Credit Analyst - Elevate Your Career!

Are you a seasoned financial and credit expert with a passion for tackling complex challenges and influencing high-stake decisions?

We are actively seeking a highly skilled Senior Credit Analyst to join our dynamic team, where you'll play a pivotal role in shaping the financial success of our organization and HP.

About Us:

At HP, we pride ourselves on innovation, integrity, excellence, and dedication to building teams that provide best in class financial analysis.

As a Senior Credit Analyst, you'll be at the forefront of our strategic initiatives, contributing your expertise to complex problem-solving and influencing critical business decisions while directly engaging in discussions with senior executives from some of HP's key partners.

Responsibilities:

• Independently analyze financial statements, providing key risk insights to determine credit limit recommendations
• Manage high-value, high-risk customer accounts, showcasing your independent judgment and strategic decision-making
• Interact with top-tier customers, building strong relationships with senior executives
• Resolve highly complex issues independently, acting as a valuable escalation point for junior team members
• Present credit recommendations to high-level management and actively participate in cross-functional meetings
• Negotiate down payments, facilitating customers to make purchases beyond their credit limit
• Negotiate security/collateral agreements to minimize credit risk to HP
• Represent the company in high-level negotiations for significant strategic deals
• Serve as the company's ambassador at a country or regional level
• Engage in cross-functional initiatives, collaborating directly with executive-level management
• Demonstrate a high level of exposure to various organizational levels, showcasing your ability to solve problems and drive improvements

Education and Experience Required:

• Hold a first-level university degree with a focus on business or economics; advanced degree in business is preferred
• 6-10 years of recommended experience in a credit function (corporate preferred and/or banking)
• Advanced proficiency in English

Knowledge and Skills:

• Strong financial analysis skills
• Showcase excellent written and verbal communication, negotiation, and conflict resolution skills
• Demonstrate a deep understanding of accounting principles and exceptional problem-solving abilities
• Exhibit strong computer skills
• Evidence effective prioritization in a dynamic environment
• Possess an excellent understanding of risk mitigation tools
• Highlight exceptional relationship-building, influencing, and project management skills
• Show strong leadership skills, providing guidance and mentorship

Impact / Scope:

• Directly impact ongoing high-value external customers
• Influence the allocation of high-value credit grants

Desirable Skills of the Future:

• Stay ahead of skills such User Experience, Artificial Intelligence, and Robotics
• Continuous exposure to different organizational levels, showcasing ability to drive improvements