Senior Credit Analyst (Evergreen) (San Pedro Tlaquepaque)

Responsibilities

• Uses financial statements to independently determine the financial condition of customers and decides credit limit recommendations
• Manages accounts of customers with the highest monetary value and highest risk that require independent judgment
• Interacts with customers of the highest monetary value and builds relationships with senior executives
• Resolves highly complex issues independently; acts as an escalation point for more junior individual contributors
• Present credit recommendations to L3 level management at HP and at cross‑function meetings
• Negotiates down payments with customers and HP sales staff to allow customer to purchase above their credit limit
• Represents HP at high level negotiations for large strategic deals
• Represents HP on a country or region level
• Works on cross‑functional initiatives and dialogues directly with executive level management at HP
• High exposure to different levels of the organization
• Ability to solve problems or generate improvement

Education and Experience Required

• First level university degree with a focus in business or economics; advanced degree in business preferred
• Typically 6‑10 years of experience in a credit function recommended, Commercial/Corporate credit experience
• Advanced English language is a must

Knowledge and Skills

• Excellent written and verbal communication, negotiation, and conflict resolution skills
• Excellent accounting knowledge
• Excellent problem‑solving skills
• Strong computer skills
• Excellent prioritization skills
• Excellent understanding of risk mitigation tools
• Strong relationship building skills
• Strong influencing skills
• Strong project management skills
• Strong leadership skills

Impact/Scope

• Impacts high‑value external on‑going customers
• Ability to influence high value of credit grants

Desirable Skills of the Future

• User Experience
• Artificial Intelligence
• Robotics
• High exposure to different levels of the organization
• Ability to solve problems or generate improvement