Ops lfr06617- Loan Doc & Proc Analyst 2 (Monterrey)

The Loan Doc & Process Analyst 2 is a developing professional role. Applies specialty area knowledge in monitoring, assessing, analyzing and/or evaluating processes and data. Identifies policy gaps and formulates policies. Interprets data and makes recommendations. Researches and interprets factual information. Identifies inconsistencies in data or results, defines business issues and formulates recommendations on policies, procedures, or practices. Integrates established disciplinary knowledge within own specialty area with basic understanding of related industry practices. Good understanding of how the team interacts with others in accomplishing the objectives of the area. Develops working knowledge of industry practices and standards. Limited but direct impact on the business through the quality of the tasks/services provided. Impact of the job holder is restricted to own team.

Individual must be accountable, ethical, results oriented, trustworthy, and credible.

This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.

Responsibilities

• This role will manage preparing and reviewing loan documentation while providing support to a variety of tasks related to the loan process.
• Activities will include independently processing and closing loans within a complex loan operations environment.
• Involves in providing day-to-day loan transactional processing which may include booking cash transactions and making payments, performing loan reconciliations, input of general ledger entries and (complex) calculations. In addition, there will be possible interaction with other counterparties around positions and outstanding balances/claims.
• Supports an expansive and/or diverse array of products (risk and control) /services.
• Follows established procedures to identify and resolve problems related to loan documentation/processing activities that require investigation or research.
• Make recommendations to management to support process improvement.
• Designs and analyses moderately complex loan documentation reports to satisfy management requirements, support/control activities, and the launch of products/services.
• Makes evaluative judgments based on the analysis of factual information and provides assistance in the implementation of loan documentation process improvements.
• Minimizes risk to the bank through increased knowledge of procedural requirements - understands and monitors errors to suggest solutions to reduce errors, and to adhere to audit and control policies.
• Timely management and escalation of all inquiries and issues related to loan processing.
• Has direct interaction with external customers to disseminate or explain information.
• Demonstrates an intermediate level of understanding of products and processes, and of how duties relate/integrate with others in the team and closely related teams.
• Demonstrates an excellent knowledge of Bank related systems.
• Utilizes communication, interpersonal and diplomacy skills to interact with colleagues and stakeholders, and to exchange potentially complex/sensitive information, while sensitive to audience diversity.
• Individuals at this level exhibit executional capabilities.

Qualifications

• 0-2 years relevant experience.
• Elementary level knowledge of Business Processes, Systems and Tools used in the Loan Process.
• Demonstrate understanding of Loan Processes, Procedures, Products and Services.
• Basic awareness of managing, preparing, and reviewing loan documentation.
• Able to identify, mitigate, manage, resolve, and elevate risks and issues.
• Awareness of risk types, policies and control measures and processes.
• Comply with applicable laws, rules, and regulations, and adhering to Policies.

Education

• Bachelor’s/University degree or equivalent experience.

Indispensable contar con 1 - 2 años de experiencia:

Productos de Crédito Empresarial y/o Corporativo como: Crédito Revolvente, Crédito simple, Plan Piso, Créditos sindicados, Arrendamiento Financiero, Cadenas Productivas, Líneas de Crédito de Comercio Exterior y Productos Derivados.

Procesos operativos de Crédito Empresarial como: disposición, administración y seguimiento de condiciones financieras, de hacer y no hacer.

Conocimientos en Instrumentos jurídicos utilizados para formalizar operaciones de crédito cartera comercial como: Contratos de crédito Empresarial, Contratos de Garantía, Convenios modificatorios, pagarés, avisos de disposición, etc.

Instrumentación y seguimiento de Colaterales / Garantías de operaciones de crédito empresarial como: hipotecas, prendas, garantías fiduciarias, fondos de fomento, garantías personales, entre otras.

Citi is an equal opportunity and affirmative action employer.

Qualified applicants will receive consideratio