Senior Onboarding Analyst (Xico)

Ebury is a hyper‑growth FinTech firm, named in ____ as one of the top 15 European FinTechs to work for by AltFi. We offer a range of products including FX risk management, trade finance, currency accounts, international payments and API integration.

Responsibilities

• Safeguarding Ebury and its existing and prospective client relationships from financial crime risk, including money laundering, terrorist financing, bribery and corruption, fraud, sanctions risk, tax evasion and reputational risk.
• Performing anti‑financial crime checks as part of the Ebury Onboarding process for corporate clients in compliance with relevant legislative, regulatory and internal requirements.
• Conducting comprehensive CDD and EDD checks for corporate clients, including the KYC process, identification and analysis of complex ownership structures, financial statements and transaction patterns.
• Performing CDD/EDD analysis across all types of legal entities and business sectors in various jurisdictions with an emphasis on local clients.
• Maintaining direct contact with clients and presenting Ebury's onboarding requirements in a clear and compliant manner.
• Identifying red flags and exposure to financial crime risk, and escalating to Compliance and Senior Management where required.
• Managing a personal portfolio of onboarding cases efficiently.
• Proactively following up with clients and sales representatives to ensure timely completion of onboarding analysis.
• Documenting client files in a structured format that complies with internal requirements.
• Identifying opportunities for improvement within the onboarding process.
• Assisting in the preparation and management of data and information required for internal and external audits.
• Supporting ad‑hoc projects within the department and wider business as required.
• Validating checks carried out by other members of the team.
• Supporting the delivery of training.
• Assisting the Supervisor with team management responsibilities.

Requirements

• Minimum 2–3 years of experience conducting CDD and EDD with corporate, complex client segments including Trust & Corporate Service Providers, Non‑Governmental Organisations and Charities, MiFID and Funds in Mexico.
• Fluency in Spanish, English, Portuguese or other languages.
• Advanced knowledge of red flags and financial crime typologies relevant to the payments and FX space.
• Proactive, with the ability to work effectively within a fast‑paced and high‑pressure environment.
• Highly organised, with the ability to work to deadlines, multi‑task, and prioritise and re‑prioritise workload as needed.
• Diligent, with excellent attention to detail.
• Effective critical thinking skills, with the ability to find solutions to problems independently.
• Strong communication skills, both written and verbal, including the ability to work alongside the Front Office.
• Co‑operative, and comfortable working in a team environment, including remote teams.
• Curious and engaged, taking ownership of one’s own learning journey by asking questions and seeking out new information.
• Adaptable, with the ability to cope with changing products, processes and procedures.
• Motivated and driven, with a desire to make Ebury a success.
• Experience of direct client contact within financial services is a plus.