BANAMEX Credit Portfolio Sr Manager

The Credit Portfolio Senior Manager is a senior management-level position responsible for accomplishing results through the management of a team or department to monitor the Citi portfolio and identify credit migration in coordination with the Risk Management team. The overall objective of this role is to lead the management of Citi's portfolio exposure to client and counterparties globally.

Responsibilities

• Maintain compliance with Citibank credit policies/practices, regulatory policies and prepare, update, and ensure approval of all internal policy and procedure changes, keeping proper change and approval logs
• Conduct managerial responsibilities, including coaching/mentoring, performance management and evaluation (including managing the Review the Reviewer process), work assignment management and resource/capacity management, monitoring and escalating as needed
• Continuously identify process improvements and efficiencies to support business unit goals through dissecting issues and making recommendations
• Monitor daily queue dashboard and production reports and address production and/or pipeline management issues, serving as a an escalation point of contact for these and SLA related issues with the goal of enhancing customer experience
• Conduct analyses related to policy (e.g., benefits tracking), bureau and alternate credit information, risk and reward trade-off, etc. by leveraging data and creating ad-hoc analyses/management information systems (MIS)
• Identify business opportunities, develop credit tests and risk strategies, balancing risk and return, and work with cross-functional teams to ensure flawless execution of policy tests and strategies
• Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm’s reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency, as well as effectively supervise the activity of others and create accountability with those who fail to maintain these standards.

Qualifications

• 6-10 years of experience with analytical or data manipulation tools (e.g., SAS, SQL, R, SPSS)
• Experience with econometric and statistical modeling or application risk scoring
• Experience in big data with knowledge of probabilities/distributions, building decision trees and regression models
• Proficiency in MS Office
• Proven ability to derive patterns, trends and insights, perform risk/reward trade-off analyses and connect these analytics to business impacts
• Demonstrated quantitative, presentation and analytic skills
• Consistently demonstrate clear and concise written and verbal communication

Education

• Bachelor's degree/University degree or equivalent experience
• Master's degree preferred

Perfil Requerido

Experiencia

• Mínimo 5 años de experiencia en:
  • Riesgo de crédito
  • Portafolios de crédito al consumo
  • Productos como:
    • Tarjetas de crédito
    • Créditos personales
    • Créditos de nómina

Formación Académica

• Licenciatura concluida en:
  • Actuaría
  • Matemáticas Aplicadas
  • Ingeniería
  • Carreras afines

Conocimientos Técnicos

Indispensables

• SAS avanzado
  • Extracción de información
  • Consultas
  • Manipulación de datos
• Excel avanzado
  • Tablas dinámicas, resúmenes ejecutivos del portafolio
  • Análisis de desempeño de la cartera de crédito por cosechas y por portafolio
  • Elaboración de casos de negocios basados en datos y supuestos
• PowerPoint
• Experiencia en análisis de riesgo de crédito

Deseables

• SQL, Python

Idiomas

• Inglés intermedio
• Capacidad de lectura y redacción en inglés

Competencias

• Capacidad analítica
• Síntesis de información
• Orientación a resultados
• Comunicación efectiva
• Atención al detalle
• Trabajo colaborativo

Job Family Group

Risk Management

Job Family

Portfolio Credit Risk Management

Time Type

Full time

Most Relevant Skills

Analytical Thinking, Credible Challenge, Governance, Policy, Procedure, and Regulation, Portfolio Analysis, Risk Management Lifecycle.

Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.

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